ICICI Bank, HDFC match SBI – s home loan rates – Times of India, home

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ICICI Bank, HDFC match SBI s home loan rates

Home loan interest rate in hdfc bank

Last week, SBI intensified competition in the home loan segment by reducing its home loan rates by 25 basis points + (100bps = 1 percentage point) to 8.35%. While ICICI Bank has reduced interest rates by 30bps from the previous rates, HDFC’s rate reduction is 15-20bps as the mortgage company had already brought down rates to 8.5% last month.

ICICI Bank customers taking home loans in the affordable segment will also have the option to choose either a floating interest rate, or a fixed interest rate for the initial two/three years followed by floating rate.

According to ICICI Bank officials, the last time home loan rates were at current levels was in 2009.

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