Salary Protection, Income Protection Insurance, FRANK, income protector.#Income #protector

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If you can’t work, FRANK pays.

When you can’t cough up, FRANK will.

Life happens. But if you fall ill or have an accident and are unable to work for a period, who’s going to pay the bills? FRANK Salary Protection gives you a steady income, so you can keep the lights on until you go back to work, reach the age of 65 or die, whichever comes first

How Much Do I Get?

FRANK will make monthly payouts of up to 90% of your monthly take-home pay to a maximum of R55,000 per month, determined by your personal details, if you can’t work due to an injury or illness.


Right now you’re probably thinking you could do with more straightforward long-term insurance in your life, right? Well, FRANK also offers standalone Life Cover, Disability Cover and Serious Illness Cover.

Salary Protection gives you a steady income, so you can keep the lights on.

Salary Protection Payouts

There are a number of factors to take into account when applying for a Salary Protection policy from FRANK:


The monthly payouts will start three months after your last payment from your employer.

Important Stuff


Once you have Salary Protection from FRANK, alert us to any changes to the physical obligations of your occupation. Make sure we know if you start or stop smoking and start or stop risky sports or activities, or if you plan to travel outside of South Africa for more than 30 days in a row. We may have to adjust your agreed payout and monthly payments. If you don’t let us know, any future claim may be affected.


We want to ensure that when you claim, we pay. FRANK will not be able to pay the claim if you harm or injure yourself on purpose, or if you are injured while breaking the law or while intentionally putting yourself in a position where you are exposed to terrorism, war or war-like activities.


FRANK needs you to go for an HIV test, within 90 days of the start of the policy agreement to qualify for full cover. FRANK will pay and arrange for a nurse to do the test. Your results are kept strictly confidential. The results of the test may affect your cover and your monthly payment.

Your results are kept strictly confidential.

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