Tag Archives: Aid

Estimate Your Aid #income #tax #refund

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#income estimator


If you’re not ready to apply for federal student aid, but you’d like to estimate your aid, try FAFSA4caster.

Estimate Your Aid

FAFSA4caster is a free financial aid calculator that gives you an early estimate of your eligibility for federal student aid. This information helps families plan ahead for college. You must use the Free Application for Federal Student Aid (FAFSA ® ) to apply for aid once you’ve decided to apply for admission and attend college.

Who should use FAFSA4caster ?
How do I use FAFSA4caster ?
What information does FAFSA4caster provide?

FAFSA4caster is not an application for aid; it’s a planning tool.

Who should use FAFSA4caster ?

FAFSA4caster is for anyone who is not yet ready to file a FAFSA. You do not have to be a high school senior to use FAFSA4caster ; in fact, the tool is recommended for juniors, and even as early as middle school.

Parents of younger students can use the tool to receive early estimates, create scenarios based on future earnings, and then establish college funding strategies. Adult students also can use FAFSA4caster to get an idea of what aid they might receive.

How do I use FAFSA4caster ?

You can find FAFSA4caster at www.fafsa.gov —click on the appropriate box under “Thinking About College?”

In FAFSA4caster. you answer financial and other questions that are used to estimate your federal student aid eligibility. You may be able to answer most of the questions easily, but some of the questions may ask you to reference your personal records (for instance, your federal tax information or your bank statements). For each item, you should use the most current information you have. Be sure to answer all the questions on FAFSA4caster, even if you have to estimate or guess.

What information does FAFSA4caster provide?

When you submit FAFSA4caster. the tool displays a worksheet to help you determine the net cost of attending your chosen school. Here’s what you can expect to see on the worksheet:

  • At the top of the page, you can enter the school’s cost of attendance (there is a link to College Navigator in case you need to look up the cost).
  • Next, a number of sources of college funding are listed. FAFSA4caster indicates your estimated Federal Pell Grant amount (if any), Federal Work-Study amount (based on the average nationally), and maximum Direct Subsidized Loan and Direct Unsubsidized Loan eligibility.
  • There are fields where you can fill in the amounts of state and college aid and private scholarships you expect (or hope) to get.
  • Once you click on “Calculate,” FAFSA4caster summarizes the cost, the total aid entered, and the difference (the net cost of attending college). Your estimated Expected Family Contribution (EFC) also appears. You can compare schools by changing cost of attendance, deleting state aid if you will be an out-of-state student at a particular school, amending the amount of aid available from the school, and so on.

Financial aid from the federal government to help you pay for education expenses at an eligible college or career school. Grants, loans and work-study are types of federal student aid. You must com.

A federal grant for undergraduate students with financial need.

Financial aid, often based on financial need, that does not need to be repaid (unless, for example, you withdraw from school and owe a refund).

A federal student aid program that provides part-time employment while you are enrolled in school to help pay your education expenses.

A federal student aid program that provides part-time employment while you are enrolled in school to help pay your education expenses.

A loan based on financial need for which the federal government pays the interest that accrues while the borrower is in an in-school, grace, or deferment status. For Direct Subsidized Loans fi.

A loan for which the borrower is fully responsible for paying the interest regardless of the loan status. Interest on unsubsidized loans accrues from the date of disbursement and continues througho.

Financial aid from your college or career school.

This is the number that’s used to determine your eligibility for federal student financial aid. This number results from the financial information you provide in your FAFSA ®. the appl.

Financial aid from a student’s state of legal residence.

A student who is attending a college or career school outside of his or her state of legal residence.

SSI Income Limits: Where Do You Stand When It Comes to This Financial Aid? The

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#ssdi income limits


SSI Income Limits: Where Do You Stand When It Comes to This Financial Aid?

Many federal benefits and tax breaks feature income limits, reducing what you get if your income is within a certain range and sometimes just disqualifying you if you earn too much. The calculation is often easy to make, as it typically involves taking your adjusted gross income from your tax return and comparing it to a table of income limits. It’s not such an easy matter to see where you stand in regard to qualifying for Supplemental Security Income, or SSI, but don’t let that dissuade you from looking into it.

What Supplemental Security Income is
Supplemental Security Income, managed by the Social Security Administration but a different beast entirely from Social Security retirement benefits, provides income to disabled, blind, or elderly people of limited means and also to some blind or disabled children. As of February, about 8.4 million people collected SSI, and the average monthly benefit was $540 (which amounts to $6,480 per year). If you qualify, know that you may be able to receive SSI in addition to other benefits, such as Social Security retirement benefits, Social Security disability benefits, Medicaid, food assistance, and so on. Some states offer additional supplemental income, too.

While your eligibility for SSI is based in part on how limited your income and/or assets are, you don’t have to have worked any particular amount in order to qualify, as you do with Social Security retirement benefits. Instead, you qualify by your need.

The SSI program is designed to help those of limited means who are one or more of the following:

  • Elderly (aged 65 and up)
  • Disabled (any age, including children)
  • Blind (any age, including children)

There are various rules and guidelines to help you determine whether you qualify as disabled, but here we’ll focus on qualifying income-wise.

Income limits: the basics
In a nutshell, the process for qualifying for SSI features two steps. First, the Social Security Administration looks at your gross income and subtracts any income that it doesn’t count. What’s left is your “countable income.” Next, it takes the maximum monthly Federal SSI benefit (which is $733 for individuals in 2015 and $1,100 for couples) and subtracts your monthly countable income from it. What’s left is the monthly SSI Federal benefit that you qualify for.

The Social Security Administration illustrates the calculations succinctly, in this way:

1. Your Total Income
-Your income that we do not count
= Your countable income

2. SSI Federal benefit rate
-Your countable income
= Your SSI Federal benefit

Defining terms
So what constitutes “countable income”? Well, the SSA is interested in all your income — wages, self-employment earnings, royalties, pensions, Social Security benefits, disability benefits, interest income, unemployment benefits, monetary gifts, and more. It will also count “in-kind” income, if you’re receiving food or shelter for free or at a discount. The value that you don’t pay for is considered in-kind income. Similarly, if you live with a spouse, parents, or a sponsor (if you’re an alien), then part of their income is deemed applicable to you.

From your total income, the SSA subtracts income that it doesn’t count. Following is a list of many, but not all, of the kinds of income that won’t count against you as you seek to qualify for SSI. (For a fuller list and more info, click here .)

  • The first $20 of most income received in a month.
  • The first $65 of earnings and one–half of earnings over $65 received in a month.
  • The value of Supplemental Nutrition Assistance Program (a.k.a. food stamps) received.
  • Income tax refunds.
  • Home energy assistance.
  • Assistance based on need funded by a state or local government, or an Indian tribe.
  • Small amounts of income received irregularly or infrequently.
  • Grants, scholarships, fellowships, or gifts used for tuition and educational expenses.
  • Food or shelter based on need provided by nonprofit agencies.
  • Loans to you (cash or in-kind) that you have to repay.

Keep in mind, too, that receiving new incomes can affect the benefits you receive, as can where you live or whom you live with. Changes in income or living arrangements can also change your benefits.

As a simplified example of how it all works, if your monthly income is about $1,100 and $700 of that doesn’t get counted, your total countable income per month will be $400. Subtract that from $733 and you’ll get a monthly SSI check of $333, or about $4,000 for the year. It’s not a king’s ransom, but for those scraping by on very little money, it can make a big difference.

Longtime Fool specialistSelena Maranjian,whom you canfollow on Twitter . has no position in any stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy .

Single Mother Grants: Awards – Aid for 2016 #e #filing #tax #return

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#low income grants


Single Mothers Grants

Staff Writers May 6, 2013

While you may have a hard time finding grants specifically for single mothers, single moms still have plenty of options when it comes to paying for school. Grants are need-based scholarships that come from a variety of funding sources, from federal programs to corporate and non-profit organizations, and they do not have to repaid. Grants and scholarships for women, low-income households, and adult and returning students are all designed to help overcome challenges that many single mothers face. If you are single mother, you may qualify for a number of different grant types, depending on your circumstances.

The amount of funding you can receive from a need based grant can vary considerably. Depending on the source of the grant, the award amount may change from one year to the next based on the funding available. Some grants and scholarships for single mothers may offer as little as $100 while others will cover your tuition and fees. Also, some colleges and universities offer tuition discounts for single mothers.

Eligibility Requirements

In order to qualify for a single mother grant, you will need to verify that you are a single parent. You may also need to document your income and financial need by filing a Free Application for Federal Student Aid (FAFSA), particularly if you are applying for a government-funded scholarship or grant. However, private grants also prioritize applicants with financial needs. For example, The Patsy Takemoto Mink Education Foundation is a private grant that awards $3,000 scholarships to low-income mothers. However, grants that are not specifically for single mothers can have a range of eligibility requirements. Some may require that you be over a certain age, returning to school, or be pursuing a degree in an in-demand field. (Although many of the following examples are called scholarships, they function exactly as need-based grants, as they are gifted funds based on financial need.)

Types of Single Mother Grants

  • Education Support Award. The Patsy Takemoto Mink Education Foundation awards $3,000 grants to low-income mothers pursuing a skills training program, vocational or associate, degree, or first bachelor s, master s, or doctoral degree.
  • Federal Supplemental Educational Opportunity Grant. The Federal Supplemental Education Opportunity Grant is a federal grant awarded to low-income undergraduate students with exceptional need for educational financial assistance (i.e. those with the lowest Expected Family Contributions, or EFCs, and who are also Federal Pell Grant recipients). Awards range anywhere between $100 and $4,000 a year.
  • Federal Pell Grant Program. Although not exclusive to single mothers, the Federal Pell Grant assists the educational financial needs of low-income undergraduate and certain postbaccalaureate students. Amounts can go up to $5,550 depending on financial need, costs to attend school, and student status (i.e. full-time or part-time).
  • CalGrant Program. California s CalGrant Program is a state program that provides financial assistance to disadvantaged and low-income individuals taking family status into consideration. Awards of up to $12,192 are given to help pay for college expenses at any qualifying California college, university, or career/technical school.
  • Soroptimist International of Washington, DC Women s Opportunity Award. With a mission to improve the lives of women and girls, Soroptimist offers a cash award that aims to support education or training attainment. This award of $2,000 is targeted to women who want to make a positive change to the community and world, and who are working to better their lives through further education and training.
  • Women s Opportunity Award. The Women s Opportunity Award seeks to financially assist women who are the primary wage earners for their family and are entering or returning to an undergraduate degree or vocational/skills program to improve their employment prospects. Awards amount to $2,000.

Featured Schools

General Grants

Military Surplus by Country – German Military – Epic Militaria, us military aid by country.#Us

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German Military

In this section you will find all of our current range of German military surplus.

We have tons of post-war Bundeswehr Suplus, including jackets, coats and overalls in Flecktarn Camo.

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  • Medical Billing and Coding Schools Online… with Financial Aid in Mind #online #schools #for #medical

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    | Career Training Programs in Texas

    Medical Billing and Coding Schools Online… with Financial Aid in Mind

    Share this out–it s good stuff.

    If you want to study for a secure career, working either with others in a medical office or having a flexible schedule working from home, medical billing and coding may be the right choice for you. Many medical billing and coding programs are available online, enabling you to fit your studies around your family life or current job. To ensure that your investment for the future is an affordable option today, look for a program where you are eligible for financial aid.

    What You Learn at Medical Billing and Coding Schools Online

    Studying a medical billing and coding program leads to a job as a medical billing or coding specialist — you become the connection between doctors, patients, and insurance companies. Most programs teach practical skills that are immediately useful for a career, including:

    • Medical insurance billing
    • ICD-9 and ICD-10
    • Medical coding
    • Charting
    • Patient care
    • Office procedures and administration
    • Business communication
    • Keyboard skills
    • Computer applications

    You will work with industry professionals who can provide you with the knowledge you need to be successful in your new career. Many schools continue to support you even after you graduate with career assistance; however, as medical billing and coding specialists in such high demand, finding a job is usually not difficult. Completion of a medical billing and coding program leads to a certification, such as the Certified Billing and Coding Specialists ( CBCS ), Medical Administrative Assistant ( CMAA ), and Electronic Health Records Specialist ( EHRS ), which shows prospective employers that you are already trained and ready to begin work.

    When you enroll in a program, the school’s finance team will help you find aid to meet your needs. Some schools offer their own financial assistance programs and financing options to help students meet their expenses — if you receive a grant or scholarship, you never need to pay the school back. Other institutions will be able to provide you with information and resources to gain a scholarship or grant through another organizations, or set you up with a loan that has a repayment plan that works for you.

    Veterans can seek out specialized financial aid services for military personnel, including programs approved for VA funding. Talk to a funding specialist in the school to find out how best apply your military benefits toward your chosen medical billing and coding program and for help with gathering and completing the necessary paperwork.

    Begin your new career as soon as possible by starting your search for medical billing and coding schools online with financial aid that meets your requirements. For those that are qualify, these programs may offer the best fit for career development and value.

    More From the SCI Blog

    • Afford and Succeed at Getting Your Medical Coding Certifications
    • Accredited Medical Billing and Coding Schools Online with Financial Aid
    • Online Medical Billing and Coding Programs: Is It Worth It
    • When Online Billing and Coding Programs Are the Best Option For Your Future

    PhD in Business for Executives Oklahoma State University, Spears Programs – DBA (Doctor of Business

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    Oklahoma State University, Spears
    PhD in Business for Executives


    Knowledge is most certainly power when it comes to business, which is why many executives are turning to professional education which offers industry-driven courses that bridge the gap between academia and real-world experience to further their careers.

    Oklahoma State University offers a three year Executive PhD in Business degree designed to advance knowledge, enrich its students’ lives and ultimately stimulate economic development. The AACSB accredited program offers the same rigor and training as a traditional PhD program, but with the flexibility of an executive format. The program equips executives to take advantage of emerging opportunities by teaching them how to apply both quantitative and qualitative analysis to make data-driven decisions. Aside from the added value to their organizations, the graduates also become attractive to research institutions looking for faculty who can combine research skills with decades of real world experience.

    This was the only program that offered me a path to an AACSB accredited PhD while being able to continue to run my company. The professors were great teachers as well as nationally renowned researchers. The knowledge I gained helped me achieve my dream of teaching at the University of Texas

    Harlan Beverly, PhD
    CEO of Key Ingredient and Assistant Director of Texas Venture Labs and Lecturer at the University of Texas

    Our program attracts the best and brightest faculty from the Spears School of Business. Our faculty enjoy conducting research with our seasoned executives and access to some of the greatest companies in the world. We also regularly host global scholars and industry executives who are renowned experts in their fields to speak our students.

    Our students come from many different states in the United States as well as Canada, Europe and Mexico and they come from many well-known organizations such as Fidelity Investments, Walmart, Deloitte and Touche, Wells Fargo, L-3 Communications, Frontier Airlines, Cancer Treatment Centers of America, and also from entrepreneurial start-ups such as gg Simplexity Inc. Red Zone Marketing and ARDX.

    An interesting phenomenon has occurred over the past couple of years. We have now graduated our first two Cohorts (2014 and 2015) and graduates have become very attractive to research universities who want faculty with the unique combination of an AACSB accredited PhD degree combined with years of real world experience. Many are being recruited by universities for jobs in academia and even tenure track positions. We have students and graduates working at the University of Texas, Texas Christian University, St. Edwards University, Tulane University, Point Park University, Ouachita Baptist University, The Mexico Autonomous Institute of Technology, Harvard University as well as Oklahoma State University.

    Monthly Residencies

    Our program is offered in an executive format. Monthly mandatory residencies in Tulsa and Stillwater, Oklahoma during three years are required to complete the PH.D. in BUSINESS for EXECUTIVES program:

    1. Ten monthly residencies during the First year on Thursday, Friday and Saturday
      • Travel days are Wednesday and Sunday
    2. Nine monthly residencies during the Second year on Friday and Saturday
      • Travel days are Thursday and Sunday
    3. During the Third year, students will travel to Oklahoma to meet with their advisor to work on dissertation. Times will vary depending on your dissertation committee, but we estimate about four to six trips to Oklahoma

    In between the residencies, our executive students engage in live, synchronous, online classes. This combines the benefits of face to face interaction with some of the best researchers in the world and their colleagues in the program, with the convenience of weekly online classes. This has proven to be the perfect combination for busy executives who want an AACSB accredited PhD in business.

    • Have a look here to see some VIDEOS about the Spears PhD for Executives

    Teaching mode:

    Application deadline:

    Application Dates for Cohort 2017 (August 2017 – July 2020)
    Regular Decision Application process completed by March 1, 2017

    March 1: Complete the Graduate College and PH.D. in BUSINESS for EXECUTIVES Application https://www.applyweb.com/apply/oksugrad
    March 15: Initial Screening, Invitation to Research Workshop
    March 25: Register for Research Workshop
    April 21: Research Workshop
    May 22: Submit Research Proposal
    June 5: Final Decision on Admission
    June 19: Deadline to Accept Offer
    August 2017: Welcome Orientation – Cohort VI

    Application procedure:

    Admission Requirements

    Requirements for potential PH.D. in BUSINESS for EXECUTIVES program candidates:

    • Master’s degree or higher from an accredited college or university
    • Extensive management experience
    • You are on an executive career path
    • Excellent written and verbal communications skills
    • Comprehensive understanding of the strategic challenges faced by organizational leaders

    *GMAT or GRE are not required to be admitted to the program

    Application Process

    To be reviewed for admission consideration, applicants must submit a complete application to the Graduate College consisting of the following:

    • An application for admission consideration: https://www.applyweb.com/apply/oksugrad
    • A non-refundable application fee.
    • One original transcript from each college or university attended
    • Cover letter, Current Resume, A Statement of Interest, Contact Information and 2 Letters of Recommendation

    BYTSYZ E-Learning, online courses training and assessment #online #training,care #training,online #assessment,safeguarding #training, #safeguarding #children, #safeguarding

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    BYTSYZ E-Learning training, online courses

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    Tuition and Fees – University of Phoenix #financial #aid #shopping #sheet,fa #shopping #sheet,financial #plan,financial #planner,pay

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    Financial options

    University of Phoenix tuition and fee calculator

    A college education is an investment in your future, but we understand that covering tuition and other education-related costs can be a real challenge. Our Finance Advisors will be there from the start to help you explore various options for paying for school, such as financial aid and scholarships.

    Our Financial Plan with Net Price Calculator is a tuition and fee estimating tool that can be of assistance when it comes to understanding University of Phoenix costs. To use this tool you simply choose a degree program and determine if you want to attend class online or at a local campus.

    While using this tool you will:

    1. Determine your estimated tuition and expenses based on your location and chosen degree program.
    2. Enter your personal financial information to explore ways to pay for tuition and education related expenses.
    3. Review your financial plan and make adjustments if needed.

    University of Phoenix tuition costs vary by program, so it is important to know which one you’re interested in before you begin. It is also helpful to be as specific as possible while using the tool in order to have a more accurate estimate. Gather key pieces of information, such as taxes and prior college credits, in order to get the most from this helpful resource.

    Education is more than a personal achievement, it can have a positive impact on your life in many different ways. According to the current national population survey conducted by the Bureau of Labor Statistics, the higher the level of education completed by an individual, the more positive effect it has on their median weekly earnings.

    Reducing tuition costs

    Our Finance Advisors can help you determine the best way to cover the cost of your University of Phoenix tuition. They are knowledgeable about scholarships, grants, financial aid and other options to help you pay for education-related expenses. They can also help you find the best combination of scholarships, financial aid, and other options to help reduce your out-of-pocket costs.

    Scholarships and grants

    There are many scholarships available to help students cover the cost of their education. Some of these are institutional scholarships offered by University of Phoenix while others are external scholarships offered by outside organizations.

    Every scholarship has its own set of requirements for application. You may or may not be able to receive these scholarships, depending upon the criteria of the scholarships and other factors. You should review all options and apply for opportunities which most closely fit your situation.

    • Funded by University of Phoenix
    • Available to current and prospective students
    • Apply through our online scholarship portal
    • Funded by third-party organizations
    • Available to the general public
    • Apply through the scholarship provider

    Talk with an Enrollment Representative or Finance Advisor to explore all of the options available to you.

    Transferring college credits

    Your prior education may translate into course credit that can reduce your workload and tuition costs. Find out how you can apply what you’ve already learned to earn credit toward your University of Phoenix education.

    Work and military experience

    Your training and education in the field is valuable and might apply towards a degree. Military training and certain professional training can, under certain circumstances, translate to credit.

    Federal Financial Aid

    The Federal Financial Aid Plan is available to students who are interested in receiving federal grants, federal loans, or both to pay for tuition in an eligible degree or certificate program.

    Student loans

    Private, third-party student loans are may be available to those who meet certain criteria or need assistance beyond their financial aid eligibility and scholarships. It’s important to be well educated about the responsibilities that come with taking and repaying private student loans.

    University of Phoenix recommends private loans only after all other federal financial aid, state grants, and other funding options have been exhausted.

    Cash tuition plan

    Students have the option to pay University of Phoenix tuition costs out, one course at a time. This allows you to continue your education while managing your budget.

    San Diego State University Scholarships Grants #financial #aid #page #home # #, #2018 #san #diego

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    San Diego State University is one of the nation’s premier urban research universities. The difference between loans, work study, grants. and scholarships .

    SDSU students, welcome to the Scholarships home page. Explore the links below to learn how. Faculty and Staff, USMS – University Scholarship Management System Login page. (Note: Unlike other scholarships. it’s structured like a grant .

    By combining grants. loans, scholarships. part-time employment, savings, and contributions from your family, you can make this investment affordable.

    Grants. A grant is free money that you do not have to repay as long as you meet all requirements. California state resident grant and scholarship programs. grant programs including Cal Grants A and B, State University Grant (SUG).

    State University Grant (SUG). The SUG. SUG is a California resident grant that helps to pay basic tuition fees. If you are. EOPG · — Middle Class Scholarships .

    Students utilizing federal and/or state Veterans Affairs education benefits (i.e. GI. Military affiliated students should also review additional scholarships. grants.

    Important: SDSU’s Office of Financial Aid and Scholarships will send. SDSUscholarship application: If you do not already have an AidLink account created. to the university. we will not be able to display your FAFSA record on Aidlink, nor.

    Federal aid includes grants. student and parent loans, and work study: Federal. SDSU scholarships are competitive and each requires a separate application.

    State Grant and Scholarship Programs. Image: California State University (1857) logo Eligible California residents may be eligible to receive assistance from.

    Almost one third (32.5) of SDSU undergraduates received a Pell Grant in 2010. The Office of Financial Aid and Scholarships provides financial support for all. of Financial Aid and Scholarships instituted a new State University Grant (SUG).

    SUNY Orange: Business – Medical Office Assistant #suny #orange,orange #county #community #college,community #college,higher #education,college #admissions,orange

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    SUNY Orange

    Business Home Medical Office Assistant Degree

    Medical Office Assistant Degree

    My goal of a career in the field of medicine is finally being realized. I feel confident that I will enter the work force as a much-valued professional thanks to the training and preparation of the Medical Office Assistant program offered at SUNY Orange.

    Why a Medical Office Assistant degree?

    The number and variety of medical office environments are growing, from hospitals to long-term care facilities to health maintenance organizations, imaging centers and outpatient services. The medical office assistant career offers a broad array of jobs with skills to choose from any of the following fields – the choice is up to you:

    • Medical billing
    • Medical reports production
    • Medical insurance reporting
    • Medical records

    Why a Medical Office Assistant degree at SUNY Orange?

    The answer is simple: success and cost! Fore more than 50 years we have been preparing students for careers as office assistants. Three special emphasis areas are provided: legal office assistant, office manager and secretary/information processor. Our outstanding success rate for job placement along with our tremendously affordable tuition rates, makes SUNY Orange the logical place to start on the road to the office career you desire.

    Top five reasons to study the Medical Office Assistant degree at SUNY Orange:

    • Small classes, credentialed faculty, individual attention, nationally accredited by the Association of Collegiate Business Schools and Programs (ACBSP).
    • Medical office careers are listed as one of the fastest growing in the Hudson Valley.
    • The College offers modern office equipment in computer labs and online courses are available.
    • Internship experience completes the graduate’s resume – some leading to jobs in legal firms, educaitonal environments or civil service positions.
    • Graduates can transfer to Franklin University for a bachelor’s degree in applied management.

    We are small enough to give you individual attention and experienced enough to give you individual encouragement. Our dedicated and experienced faculty will provide individual guidance to help you reach your educational and career goals. Please feel free to contact the department Chair, or an Admissions counselor, for more information.

    SUNY Orange
    115 South Street
    Middletown, NY 10940