Tag Archives: Protector

Compare Income Protection Insurance at, income protector.#Income #protector

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Income protection insurance

Compare income protection insurance quotes with ActiveQuote [1]

  • Cover outgoings and maintain your lifestyle if you’re unable to work
  • Protect against accident and sickness, unemployment or both – tailor to your budget and needs
  • Receive a tax-free, monthly benefit of up to 70% of your gross annual salary

Income protector Income protector

Do I need income protection?

Income protection insurance will provide you with financial support if you find yourself unable to work, due to accident or illness, or if you’re made redundant.

It’s easy to compare income protection insurance

One search is all it takes to compare income protection insurance (IPI) policies, with a helping hand from ActiveQuote. [1]

Get informed


  • Peruse our Income protection library Would life insurance or critical illness cover be a better fit for you? Find out!

Cover options

There are three cover options available for income protection insurance so you’ll be able to take your pick:

  • Accident and sickness only
  • Unemployment only (redundancy insurance)
  • Accident, sickness and unemployment cover (ASU)

Income protection insurance can pay out up to 70% of your gross annual income and you choose how much you want to cover. Bear in mind that your premiums are going to be higher if you want to protect the full 70%.

There’s also the option of looking at cover for employment benefits in kind (P11D benefits) such as private health insurance or a company car.

But to be honest, if you’re looking to cover 70% of your income and/or P11D benefits, your choice of insurers will be limited.

Deferred/wait periods


  • The deferred or wait period is how long you have to wait before a policy pays out. This could be from back-to-day-one to 112 weeks

Providers take certain information into account when deciding your premium, such as:

  • The number of hours you work
  • How long you’ve been in continuous employment
  • Your occupation
  • Residential status
  • Whether you use tobacco and/or nicotine products (including cigars, cigarettes, chewing tobacco, pipes and nicotine replacement products such as e-cigarettes or ‘vapers’)

It’s really important that you’re as accurate as possible with the details you provide as mistakes or omissions may invalidate the policy.

Types of income protection insurance

You’re spoilt for choice!

Occupation classes


  • Policies can offer cover for ‘own occupation’ (if you can’t do your specific job), ‘suited occupation’ or ‘any occupation’ (if you can’t do any job)

After you’ve chosen the cover option you need, you’ll be able to decide what type of income protection policy you want.

The different types include:

  • Guaranteed policies – the amount you’ll pay will always stay the same – guaranteed! Oh, unless you decide to up your cover in which case your premiums will go up – sorry
  • Reviewable policies – your insurer will review your policy regularly, so your premiums might increase year on year
  • Age-related policies – premiums will increase yearly in line with your age. But they’re not affected by lifestyle or occupation so it suits those who are a bigger risk to insure

Income protection insurance products

If you have regular outgoings for your mortgage or loan repayments, there are products which will specifically cover these payments for you, should you find yourself unable to work.

These can include:

  • Payment protection insurance (PPI) – it’s got a bad reputation due to mis-selling in the past but it’s actually a legit way of covering your loan repayments or minimum credit card payments
  • Mortgage payment protection insurance – does what it says on the tin – covers your monthly mortgage payments
  • Loan protection insurance – no prizes for guessing this one – it pays your monthly loan repayments

What are the odds?


  • The average claim paid out for income protection insurance in 2016 was nearly 18,000 [2]
  • 84.7% of claims were paid out


More information

We’ve got an abundance of income protection insurance guides nestling in our Income protection library to help you out if you want to know more.

Our guides can help with the basics such as whether you need IPI, the impact on state benefits, typical exclusions and the factors that impact on the premium price.

Delve deeper into the different types of products and find more information on areas such as terminal illness cover, lump sums at death, waiver of premiums while incapacitated and support for rehabilitation.

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    [1] Gocompare.com introduces customers to ActiveQuote who are authorised and regulated by the Financial Conduct Authority. Gocompare.com’s relationship with ActiveQuote is limited to that of a business partnership, no common ownership or control rights exist between us. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites

    [2] Source: Association of British Insurers media release, 5 May, 2017, ‘Protection insurers pay out £13m per day in claims’


  • Income Protector, Combined Insurance, income protector.#Income #protector

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    INCOME PROTECTOR How would a disability affect your life?

    And what impact would it have on your family s lifestyle?

    • Individuals & Families | Combined Insurance
    • Our Products | Combined Insurance
    • Income Protector | Combined Insurance

    Even families that watch their spending can find it painful to miss a paycheck.

    It’s a fact of life: Even comfortable middle class families quickly become less comfortable when regular income is disrupted.

    Policies that can cover you for up to two years

    Depending on the plan you select, Combined Insurance s Income Protector policy covers you when you are totally disabled and cannot work due to accident or sickness, for up to two years.

    Prepare for the unexpected

    Combined Insurance offers supplemental insurance that provides benefits that your major medical insurance may not. Combined Insurance s valuable products and personal service can help make sure you and your family get the coverage you need. Our policies are easy to understand and our professional agents are always ready to help.

    • Comprehensive: You re covered 24 hours a day, 7 days a week, whether you re at work or on your own time.
    • Convenient: Benefits are paid directly to you, not to the hospital or facility where you are being treated.
    • Comforting: This policy is yours, independent of your employer. You can switch jobs but keep the same insurance policy

    Your income, your choice

    Combined Insurance s Income Protector policy makes payments directly to you not your doctor, not your employer. You can use the money to help cover whatever expenses you have.

    Coverage as you recover

    As you recover, and move from total disability to partial, Combined Insurance s Income Protector policy can continue to pay you a partial benefit for up to three months or remainder of the maximum benefit period, whichever is less.

    Help protect your income

    How often do we hear about a friend, neighbor or family member who is in great health but suffers an injury and is unable to work? It can happen to anyone.


    Taxation of Income protection policies, South African Tax Guide, income protector.#Income #protector

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    South African Tax Guide

    Taxation of Income protection policies

    Income protector

    By Doné Howell, Tax Partner Grant Thornton Johannesburg

    The latest in the wave of changes that affect the taxation of insurance policies that exist for the benefit of an employee, but are paid by the employer, is the recent legislation regarding the taxation of income protection policies.

    Although the effective date of this legislation is 1 March 2015 (the 2016 tax year), it is important for employers to be aware of the impending changes to the PAYE system and to consider the possible review and renegotiation of your policies in the next year.

    • Employer-paid premiums in respect of insurance policies for the benefit, whether directly or indirectly, of an employee or his or her spouse, child, dependant or nominee, is a taxable benefit and is reported on the IRP5 certificate against code 3801.
    • However, to the extent that the premiums are in respect of a policy which (i) “… covers that person against loss of income as a result of illness, injury, disability or unemployment” and (ii) “the amounts payable in terms of the policy… constitute or will constitute income as defined” and are treated as a taxable benefit in the employee’s hands, the employee is deemed to have paid such premiums and will therefore be entitled to a tax deduction of the same amount. This deduction is reported on the IRP5 certificate against code 4018.
    • Although there is an initial inclusion as a taxable benefit in the employee’s hands, the corresponding deduction in calculating the PAYE results in a nil PAYE liability.
    • Taxpayers who pay premiums to such policies are also entitled to a tax deduction. The deduction is allowed in terms of section 11(a) of the Income Tax Act, No.58 of 1962 (‘the Act’) read with section 23(m)(iii) of the Act.
    • Although the insurance industry may have differing names for disability policies, essentially there are two types of cover; capital protection and income protection.
    • Capital protection is essentially cover against a person’s loss of income earning capacity, while income protection is cover against a person’s loss of future income.
    • Currently premiums paid towards capital protection are not deductible but future policy pay-outs will be tax-free. Premiums paid for income protection are tax deductible however; the income from future policy pay-outs will be taxed.
    • The Legislature’s motivation to align the tax treatment in respect of these types of policies is that it believes that both types have a similar objective, which is “to protect the financial future of an individual and his or her family through insurance against an adverse personal event (death or disability).” This alignment will also ensure a similar tax treatment as applied in respect of life insurance policy premiums.

    Consequences of the change

    • As from 1 March 2015:
      • Any premiums paid by an employer for the benefit of an employee will be treated as a taxable benefit;
      • The employee will not be entitled to a tax deduction of the corresponding value;
      • An individual will not qualify for a tax deduction in respect of his or her premium paid; and
      • All policy pay-outs will be tax-free, irrespective of whether historical premiums qualified as tax deductions and irrespective of whether the policy pay-out is in the form of a lump sum or an annuity.
      • Notwithstanding the increase in PAYE to be suffered by an employee, employers will also bear an increase to their skills development levies and unemployment insurance fund contributions costs.
    • As it will no longer be necessary to provide for tax deductions when calculating the amounts in respect of future pay-outs, employees could be over-insured and employers will need to review and re-negotiate income protection policies.
    • Furthermore, the employee’s net take home pay will be reduced due to the increase in PAYE and therefore the possible re-negotiation for a lower policy pay-out would have a corresponding reduction in the premiums payable.
    • It will be necessary to educate employees proactively to ensure they comprehend the future tax implications of these policies.

    Other employer-paid policies


    Income Protection Insurance, LV, income protector.#Income #protector

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    Income Protection

    Provides a regular income if you’re unable to work because of accident or sickness.

    • Pays out if you’re too ill to work because of an accident of sickness
    • Gives you monthly payments so you can continue to pay your bills when your income stops
    • Available as comprehensive or budget cover
    • Now includes fracture cover, death benefit and more.

    Income protector

    Why you might take out our income protection policy

    Our Income Protection cover is designed to help you cope if you lose your income as a result of sickness or an accident.

    It pays you a monthly income, to help replace some of your lost earnings (up to a maximum of 60% of your annual income before tax), and helps you and your family cope financially if you couldn’t work. You can choose from the different types of Income Protection to meet your needs.

    We also offer Budget Income Protection cover, which only pays out for a maximum of 24 months for each claim, but keeps your monthly premiums lower.

    Cover features

    • We’ll pay out if you can’t do your job because of an accident or sickness for as long as you need it or until the policy ends.
    • Pays a regular income to help replace some of your lost earnings.
    • Fracture cover at no extra cost (lump sum payment up to £2,200, depending on the type of fracture).
    • Contractual death benefit (fixed lump sum payment up to £10,000).
    • Payment of premium during involuntary unemployment for up to 6 months.
    • You can spend the money on essentials or luxuries.
    • Simple and easy claims process.
    • Prices start from £5 a month.
    • Back to work support available.

    Important information

    • With Budget Income Protection, the regular monthly income will be paid for a maximum of 24 months (we will pay multiple claims).
    • If you’ve been unemployed for longer than 12 months when you claim, we’ll only pay out if you can’t prepare a meal or do basic housework.
    • Reviewable premiums do not change within the first 5 years of your policy starting, but after that they could change every year.
    • Minimum cover of £100 a month.
    • Maximum cover of £12,500 a month.
    • If you stop paying premiums you won’t get any money back and you’ll no longer be covered.
    • If you choose level cover please bear in mind that the amount you’re covered for won’t go up in the future, so you’ll be able to buy less with it in the future, compared to today.
    • We’ll only pay for one fracture diagnosed within a 12 month period and certain fractures aren’t covered.
    • The death benefit proceeds may form part of your estate which will be subject to inheritance tax.
    • Both the fracture cover and death benefit payments are fixed and won’t increase with inflation.

    How to buy our income protection?

    All we ask is that you permanently live in the UK and have lived here and are registered with a UK GP for at least the last 2 years, you’re aged 17 to 59 and your income protection cover costs at least £5 a month (as this is the minimum premium). Your policy must last for at least 5 years (our minimum term).

    1. Please make sure you read the details about our income protection product and the Policy Summary.
    2. Consider how much cover you need and the length of time you need the cover for.

    You will need to be employed, self-employed, or a homemaker to take out cover. If you’re retired or unemployed (this includes claiming Jobseekers Allowance) we won’t be able to offer you cover.


    Salary Protection, Income Protection Insurance, FRANK, income protector.#Income #protector

    by ,

    If you can’t work, FRANK pays.

    When you can’t cough up, FRANK will.

    Life happens. But if you fall ill or have an accident and are unable to work for a period, who’s going to pay the bills? FRANK Salary Protection gives you a steady income, so you can keep the lights on until you go back to work, reach the age of 65 or die, whichever comes first

    How Much Do I Get?

    FRANK will make monthly payouts of up to 90% of your monthly take-home pay to a maximum of R55,000 per month, determined by your personal details, if you can’t work due to an injury or illness.

    BUT WAIT, THERE’S MORE!

    Right now you’re probably thinking you could do with more straightforward long-term insurance in your life, right? Well, FRANK also offers standalone Life Cover, Disability Cover and Serious Illness Cover.

    Salary Protection gives you a steady income, so you can keep the lights on.

    Salary Protection Payouts

    There are a number of factors to take into account when applying for a Salary Protection policy from FRANK:

    WHEN YOU GET PAID.

    The monthly payouts will start three months after your last payment from your employer.

    Important Stuff

    CHANGE YOUR LIFESTYLE? CHANGE YOUR DETAILS.

    Once you have Salary Protection from FRANK, alert us to any changes to the physical obligations of your occupation. Make sure we know if you start or stop smoking and start or stop risky sports or activities, or if you plan to travel outside of South Africa for more than 30 days in a row. We may have to adjust your agreed payout and monthly payments. If you don’t let us know, any future claim may be affected.

    HELP US PAY YOU.

    We want to ensure that when you claim, we pay. FRANK will not be able to pay the claim if you harm or injure yourself on purpose, or if you are injured while breaking the law or while intentionally putting yourself in a position where you are exposed to terrorism, war or war-like activities.

    HIV TESTING.

    FRANK needs you to go for an HIV test, within 90 days of the start of the policy agreement to qualify for full cover. FRANK will pay and arrange for a nurse to do the test. Your results are kept strictly confidential. The results of the test may affect your cover and your monthly payment.

    Your results are kept strictly confidential.


    Taxation of Income protection policies, South African Tax Guide, income protector.#Income #protector

    by ,

    South African Tax Guide

    Taxation of Income protection policies

    Income protector

    By Doné Howell, Tax Partner Grant Thornton Johannesburg

    The latest in the wave of changes that affect the taxation of insurance policies that exist for the benefit of an employee, but are paid by the employer, is the recent legislation regarding the taxation of income protection policies.

    Although the effective date of this legislation is 1 March 2015 (the 2016 tax year), it is important for employers to be aware of the impending changes to the PAYE system and to consider the possible review and renegotiation of your policies in the next year.

    • Employer-paid premiums in respect of insurance policies for the benefit, whether directly or indirectly, of an employee or his or her spouse, child, dependant or nominee, is a taxable benefit and is reported on the IRP5 certificate against code 3801.
    • However, to the extent that the premiums are in respect of a policy which (i) “… covers that person against loss of income as a result of illness, injury, disability or unemployment” and (ii) “the amounts payable in terms of the policy… constitute or will constitute income as defined” and are treated as a taxable benefit in the employee’s hands, the employee is deemed to have paid such premiums and will therefore be entitled to a tax deduction of the same amount. This deduction is reported on the IRP5 certificate against code 4018.
    • Although there is an initial inclusion as a taxable benefit in the employee’s hands, the corresponding deduction in calculating the PAYE results in a nil PAYE liability.
    • Taxpayers who pay premiums to such policies are also entitled to a tax deduction. The deduction is allowed in terms of section 11(a) of the Income Tax Act, No.58 of 1962 (‘the Act’) read with section 23(m)(iii) of the Act.
    • Although the insurance industry may have differing names for disability policies, essentially there are two types of cover; capital protection and income protection.
    • Capital protection is essentially cover against a person’s loss of income earning capacity, while income protection is cover against a person’s loss of future income.
    • Currently premiums paid towards capital protection are not deductible but future policy pay-outs will be tax-free. Premiums paid for income protection are tax deductible however; the income from future policy pay-outs will be taxed.
    • The Legislature’s motivation to align the tax treatment in respect of these types of policies is that it believes that both types have a similar objective, which is “to protect the financial future of an individual and his or her family through insurance against an adverse personal event (death or disability).” This alignment will also ensure a similar tax treatment as applied in respect of life insurance policy premiums.

    Consequences of the change

    • As from 1 March 2015:
      • Any premiums paid by an employer for the benefit of an employee will be treated as a taxable benefit;
      • The employee will not be entitled to a tax deduction of the corresponding value;
      • An individual will not qualify for a tax deduction in respect of his or her premium paid; and
      • All policy pay-outs will be tax-free, irrespective of whether historical premiums qualified as tax deductions and irrespective of whether the policy pay-out is in the form of a lump sum or an annuity.
      • Notwithstanding the increase in PAYE to be suffered by an employee, employers will also bear an increase to their skills development levies and unemployment insurance fund contributions costs.
    • As it will no longer be necessary to provide for tax deductions when calculating the amounts in respect of future pay-outs, employees could be over-insured and employers will need to review and re-negotiate income protection policies.
    • Furthermore, the employee’s net take home pay will be reduced due to the increase in PAYE and therefore the possible re-negotiation for a lower policy pay-out would have a corresponding reduction in the premiums payable.
    • It will be necessary to educate employees proactively to ensure they comprehend the future tax implications of these policies.

    Other employer-paid policies


    Do you need income protection insurance? Money Advice Service, income protector.#Income #protector

    by ,

    Do you need income protection insurance?

    Each year close to a million people in the UK find themselves unable to work due to a serious illness or injury (ABI 2015). Income protection insurance is designed to give you some cover if you can’t earn an income for those reasons. If something happened to you would you be able to survive on savings, or on sick pay from work? If not, you’ll need some other way to keep paying the bills and you might want to consider income protection insurance.

    What is income protection insurance?

    Not sure what something means? Have a look at our Protection insurance glossary opens in new window .

    Income protection insurance (sometimes known as permanent health insurance) is a long-term insurance policy designed to help you if you can’t work because you’re ill or injured.

    It ensures you continue to receive a regular income until you retire or are able to return to work.

    • It replaces part of your income – if you can’t work because you become ill or disabled.
    • It pays out until you can start working again – or until you retire, die or the end of the policy term – whichever is sooner.
    • There’s often a waiting period before the payments start – you generally set payments to start after your sick pay ends, or after any other insurance stops covering you. The longer you wait, the lower the monthly premiums.
    • It covers most illnesses that leave you unable to work – either in the short or long term (depending on the type of policy and its definition of incapacity).
    • You can claim as many times as you need to – while the policy lasts.

    With income protection insurance, everything depends on getting the right policy – so it’s best to get advice from an independent financial adviser or broker.

    It’s not the same as critical illness insurance, which pays out a one-off lump sum if you have a specific serious illness.

    It’s not the same as short-term income protection, which also pays out a monthly sum related to your income, but only for a limited period of time (normally between two and five years) and can cover fewer illnesses or situations.

    Do you need it?

    According to the ABI, one million workers a year find themselves unable to work due to a serious illness or injury.

    It doesn’t matter whether or not you have children or other dependants – if illness would mean you couldn’t pay the bills, you should consider income protection insurance.

    You’re most likely to need it if you’re self-employed or employed and you don’t have sick pay to fall back on.

    Check what your employer will provide for you if you’re off sick.

    Who doesn’t need it?

    You might not need income protection insurance if:

    • You could get by on your sick pay. For example if you have an employee benefits package which gives you an income for 12 months or more.
    • You could survive on government benefits. But they might not be enough to cover all your outgoings.
    • You have enough savings to support yourself . Remember that your savings might need to see you through a long period.
    • You could take early retirement. If you’re near retirement age, perhaps you could afford to retire early. If you’re unable to return to work you might be entitled to take your pension early.
    • Your partner or family would support you. Perhaps your partner has enough income to cover everything the two of you need.

    How much does income protection insurance cost?

    How much you pay each month will depend on the policy and your circumstances.

    Usually income protection insurance covers a wide range of illnesses and situations and has the potential to pay out for many years.

    The cost of a policy will vary based on a number of factors, including:

    • Age
    • Job
    • Whether you smoke or have previously smoked
    • The percentage of income you’d like to cover
    • The waiting period before the policy pays out
    • The range of illnesses and injuries covered
    • Health (your current health, your weight, your family medical history)

    Other types of insurance to consider

    There are also several other insurance products you can use to protect yourself from money problems if you’re ill or injured or if you die and you want others to be protected.

    • Do you need life insurance? This product provides some financial support to your dependants if you die.
    • Do you need critical illness insurance? This type of policy will provide you with a tax-free ‘lump sum’ if you’re diagnosed with a serious illness covered by your policy.
    • Do you need payment protection insurance? Payment protection insurance will cover selected payments, such as your mortgage, if you can’t work because you’re ill, had an accident or get made redundant.
    • Do you need short term income protection? This product will cover your essential outgoings if you can’t work for a short period of time.
    • Read our at-a-glance guide to find out more about the differences between protection products

    Did you find this guide helpful?

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  • Income Protection Insurance quotes with NRMA Insurance, income protector.#Income #protector

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    Income Protection Insurance

    We all rely on our incomes to pay the bills and care for our families. If you got sick or injured and couldn’t work, would you be able to support yourself and your family while you recover? NRMA Income Protection helps protect you or your family’s financial security, with a regular monthly payment if you are unable to work due to sickness or injury.

    The benefits

    • Cover for up to 85% of your pre-tax income paid monthly up to $10,000 a month depending on your cover type if you are unable to work due to sickness or injury
    • All Australian residents aged 18-60 can get cover with our online quote or over the phone on 132 825 between 8am and 8pm (AEST), Monday to Friday
    • Choice to extend your cover to include optional covers such as Involuntary Unemployment Cover, Kids Injury Cover, Holiday Injury Cover or Permanent Disability Cover
    • If you’re already an NRMA Insurance policyholder you’ll get an extra 5% discount on your premiums
    • When you take out an Income Protection policy and choose to pay annually you will get one month cover free every year
    • You can add your spouse or partner to your NRMA Income Protection policy and get a 5% discount on your premiums
    • You can rely on the financial strength and security of a policy supported by NRMA Insurance, one of Australia’s most trusted insurers, and TAL Life, Australia’s leading specialist life insurer

    Optional cover

    • Kids Injury Cover – Receive a lump-sum payment of between $1,000 and $50,000 if your child suffers one of a number of common childhood injuries or impairments, so you can give the care they need without worrying about the cost.
    • Permanent Disability Cover – Receive a lump-sum payment of $50,000 to $500,000 if you become permanently disabled, to help you pay for the cost of long term care, for example.
    • Involuntary Unemployment Cover * – Receive up to three months of payments while you look for work, if:
    • You’re made redundant from a full-time job, or you’re self-employed and your business becomes insolvent
    • You’ve had Involuntary Unemployment Cover for at least six months

    * Involuntary Unemployment Cover is generally available if you are working on a permanent basis for 30 hours or more per week. You can choose to opt out of this cover to reduce the cost of your premiums. If you change your mind later, you can add it at any time, provided you meet the eligibility requirements.

    Making a claim

    Call us on 132 825 or download a Claim Form

    Our commitment to the Life Insurance Code of Practice

    We fully support the work of the Financial Services Council in lifting the standards of insurer practices across the Life Insurance industry. We’re committed to providing our customers with the best possible customer service standards. Find out more about our commitment to the Life Insurance Code of Practice

    The information on this website about NRMA Income Protection is general advice only and does not take into account your personal financial situation, needs or objectives. You should consider the Product Disclosure Statement and Financial Services Guide and your own circumstances before deciding to purchase or to continue to hold NRMA Income Protection. NRMA Income Protection is promoted by IAL Life Pty Limited ABN 15 137 509 936 an Authorised Representative (AR No. 427847) of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260. NRMA Income Protection is issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (except for Involuntary Unemployment Cover which is issued by St Andrew’s Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL 239649). IAL Life Pty Limited is a subsidiary of Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. All life insurance information on this website is provided by TAL Direct Pty Limited and IAL Life Pty Limited.

    Why choose NRMA Insurance?

    NRMA Income Protection offers you peace of mind, with:

    • One of the highest levels of cover online or over the phone — up to $10,000 a month depending on your cover type
    • Payout periods up to five years
    • Cover options for all Australian residents aged 18-60 including those who traditionally cannot get income protection
    • Other great optional extras you can add to your policy

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    Cleaning carpeting and then spraying on a deodorizer does not always work when dealing with pet urine related odors.

    If the urine has soaked thru the carpet backing and soaked into the padding, then for the treatment to effectively work – the back of the carpet and the padding should be exposed and treated.

    Because every situation does not require such a aggressive approach, we do offer a basic “clean and deodorize” that works just fine for most situations that we come across. Call your Cincinnati Carpet Cleaning and Water Damage Restoration company to solve your pet urine related issues.


    Backup & Recovery Software: Virtual Server, Data Protection Analytics #backup #and #recovery, #data #backup #and

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    Data Protector and Backup Navigator

    Data Protector Trial

    Data Protector

    HPE Data Protector, our core data protection engine, provides high performing backup and recovery across various data repositories, applications and remote sites in physical and virtual environments. It standardizes and consolidates backup and recovery processes so that businesses can improve reliability, gain business resiliency, and reduce cost and complexity of backup operations. Data Protector is the foundation of the HPE Adaptive Backup and Recovery (ABR) suite which includes Storage Optimizer for analyzing, classifying and managing data based on its value, and Backup Navigator for optimizing the backup environment by using operational analytics and insight. Together, this suite enables our customers to gain a 360 degree view of their backup environments to constantly tune and adapt to deliver optimal results. Read more .

    Data Protector Key Capabilities

    Comprehensive Enterprise Data Protection

    Simplify and standardize data protection across heterogeneous environments, applications and media. Extensive support matrix simplifies integrations with 3rd party systems and solutions and eliminates the need for multiple point products.

    Built-in Disaster Recovery

    Automate disaster recovery with centralized bare metal recovery from physical to physical, physical to virtual, virtual to virtual, and virtual to physical from any backup set at no additional cost.

    Application Recovery

    Ensure granular recovery with native integrations with core enterprise applications and databases to extend backup, automate point-in-time recovery, and enable application owners to manage, drive and service their own backup and recovery requirements.

    Snapshot Protection

    Rapidly and efficiently recover your data thanks to array-based snapshot integrations while removing the burden that traditional backup technologies have on the production environment.

    Advanced Virtual Server Protection

    Protect your data in virtualized environments with major hypervisor integrations, tiered recovery options, process automation, and analytics and visualization for virtual environments.

    Storage Optimization

    Reduce storage resources needed and cut costs with federated deduplication and a single deduplication engine across the portfolio on the application source, backup server or target system with StoreOnce Catalyst.

    Create complex scheduling and prioritization of backup jobs. Set SLA baselines by defining typical job runtimes.

    Improve end user productivity with Granular Recovery Extensions (GRE) for VMware vSphere, Microsoft Exchange and SharePoint, by allowing application administrators to recover single items directly from the administrative console.

    Get active alerting and event management for backup and recovery operations with Data Protector management extensions such as Microsoft SCOM.

    Create complex scheduling and prioritization of backup jobs. Set SLA baselines by defining typical job runtimes.

    Transforming Data Protection with HPE

    More organizations are moving away from fragmented point-based solutions to HPE’s unified data protection solution. Data Protector, through integrations with storage systems such as StoreOnce and 3PAR arrays, can provide you with advanced capabilities that accelerate the backup process in a cost-efficient, scalable way to provide the best reliability, lowest management complexity and highest level of innovation.

    Adaptive approach to backup and recovery

    Centrally managed and standardized backup and disaster recovery that extends from the core data center to the edge of your business

    Actionable insight and awareness for rapid root-cause analysis, bridging data protection gaps, and planning future data protection needs