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How To Earn A Second Income At Home – TOP 10 Best And Real Work

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How To Earn A Second Income At Home

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Revealed: The top investments for monthly income #online #income #tax

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Revealed: The top investments for monthly income

Investment funds paying monthly income are uncommon but treasured by savers wanting frequent payments to supplement pensions or other income.

Of the 2,000 unit trusts or equivalent funds available to private investors, just 20 pay income on a monthly basis. Those which do are an eclectic mix of portfolios holding shares and bonds, or often both. By investing in these most savers are aiming to derive a high, frequently paid income, but because several of these funds have delivered strong returns in recent years, their appeal is spreading to a wider audience.

But unlike the cash Isa accounts which pay income monthly – see the table below for the current top payers – savers’ capital is at risk.

Darius McDermott of Chelsea Financial Services, the broker, is a fan. He said: “Investor demand for these funds is picking up and I expect it to continue as investors gain greater control over their pensions. But it is hard to get high levels of income at the moment, so the higher yields often indicate more risk is being taken.”

How the monthly income funds work

Related Articles

The fund manager of a monthly-paying fund invests savers’ cash in a portfolio of shares, bonds or both. He is limited in how much income he can pay out by the amount of dividends or interest these underlying holdings earn.

He also has to try and pay out the income in more or less equal, monthly instalments, which he can do by holding some income back.

Brian Dennehy, financial adviser and founder of broker FundExpert.co.uk, said: “Smoothing the dividend payments helps the fund manager out if they have a bad month. It can also give investors a bigger payout towards the end of the year, as the excess cash is handed back.”

The income payments are taxed in the same way as other income funds, so if these are held in an Isa there is no further tax to pay.

The funds’ “distribution yields”, quoted as a percentage, give an indication of the yearly income investors can expect based on historic payments.

The funds the experts are backing

Premier Monthly Income , managed by Chris White, is unusual among monthly payers in that it only invests in shares. Mr White invests in high-yielding British firms, comprising mainly blue chips such as BP and GlaxoSmithKline. The fund yields 4.7pc and over the past three years has returned 55pc (capital growth and income payments combined).

Jupiter Monthly Income holds 85pc in shares with the rest in cash and bonds. It yields 5.1pc, and has returned 39pc over three years. A newer fund with a similar investment mix is Schroder Managed Monthly High Income , yielding 5.9pc.

Threadneedle Monthly Extra Income , which also invests around 80pc in shares, yields a lower 3.9pc – which is still considerably higher than the wider UK stock market yield of 3.3pc. This monthly payer is favoured by Lee Robertson of Investment Quorum, the wealth manager, who said: “For me the important thing is that the yield is growing as the fund’s portfolio is positioned to benefit from the steady increase in companies’ earnings as the recovery continues.”

Mr McDermott tipped the recently launched Kames Diversified Income fund . The fund is only six months old but it is targeting a 5pc annual distribution, derived from a portfolio invested 40pc shares and 60pc in bonds.

Then there are the monthly payers where the underlying investments are mainly or only bonds.

That does not necessarily make them less risky, as the capital values of bonds can fluctuate violently. The highest yielding is currently the Alliance Trust Monthly Income Bond fund , paying 5.9pc. The manager has purchased bonds issued by the likes of BT and Orange. The total return for investors over the past three years is 21pc. Other, respected bond based monthly payers include Fidelity Moneybuilder Income , which yields 3.9pc; Invesco Perpetual Monthly Income , yielding 4.7pc, and the Henderson Fixed Interest Monthly Income fund , which yields 5.9pc.

While offering the perk of monthly payments these funds do not necessarily grow annual payouts. Dividend focused investment trusts are better for that purpose.

Cash Isas: Best accounts that pay monthly

The best MDM solutions for September2017, TechRadar, top mdm solutions.#Top #mdm #solutions

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TechRadar pro

The best MDM solutions for September2017

Top mdm solutions

As the rise of BYOD (Bring Your Own Device) has become an unstoppable force across the business landscape, managing what can be a host of mobile devices is now a critical consideration for every enterprise.

With an expanding fleet of mobile devices, businesses need a platform that enables high levels of oversight and solid data protection. An MDM (Mobile Device Management) system is now vital.

Before you choose, take a look at our selections for the top ten leading MDM solutions, and the reasoning behind why we picked them.

Top mdm solutions

1. VMware AirWatch

AirWatch has continued to gain market share and reputation as one of the top MDM systems available. This is an enterprise-level EMM (Enterprise Mobile Management) solution that can handle large numbers of devices with varying operating systems.

Gartner’s Magic Quadrant 2016 places AirWatch as a leader in this sector pointing to its ease of setup and intuitive management interface. Once each device has its appropriate app installed it can then join the secure cloud of control that AirWatch can manage. The structured low-start pricing scheme is also highly attractive enabling organisations to scale MDM support as they grow.

Top mdm solutions

2. BlackBerry UEM

BlackBerry simply refuses to die in the face of the iPhone and Android onslaught. Still massively popular in specific sectors such as government, BlackBerries continue to demand the loyalty that only Apple can match.

With Blackberry UEM it is nderstood that customers need to manage a mixed mobile device environment. Multi-platform support is now catered for, but of course the core features speak to BlackBerry stalwarts with rock-solid support continuing for its trusted network. UEM may not have the bells and whistles of AirWatch for instance, but for BlackBerry-dominated businesses it is a must-have upgrade.

Top mdm solutions

3. IBM MaaS360

IBM stepped into the MDM market with the acquisition of Fiberlink Communications two years ago. Since then, IBM has been improving this product and with a low entry point for device deployment it has been gaining market share. Watch out, though, for the hike in price when some of the add-on features are enabled. Other MDM platforms have some of these as standard out of the box.

IBM’s long history with enterprise security is clearly evident with MaaS360. If you are looking for a very low-cost offering on which to build your MDM platform, no one has ever got fired buying IBM.

Top mdm solutions

4. MobileIron

A good MDM should not add another layer of complexity to a business. The fast and seamless addition of new devices should be at the core of its features and MobileIron offers just this level of functionality.

The MobileIron Core is where application priorities can be set. MobileIron Sentry is where secure gateways can be implemented, including VPN connections. Security policies can be easily enforced, with any device that has been jailbroken rejected by the MDM system.

With multiple OS support and a growing ecosystem of third-party applications to extend the MDM’s capabilities, MobileIron’s [email protected], [email protected] and [email protected] offer a dynamic system that any size of business can easily integrate into their operations.

Top mdm solutions

5. Citrix XenMobile

XenMobile is another highlight in the Leaders Quadrant of the 2016 Gartner Magic Quadrant for Enterprise Mobility Management Suites. The platform has low starting costs along with deep integration, even if this does require using the company’s own Citrix Worx apps. This does, however, mean that businesses can gain a high level of security across their mobile applications.

If native apps tied to a particular OS are not a priority, the Citrix ecosystem coupled with its strong security-focused MDM could be a fast and easy purchase for businesses looking to solve any BYOD headache they currently have. And with a detailed and comprehensive management console, organisations can buy the vast experience with mobile connectivity Citrix has been developing for decades.

Current page: Introduction and MDM solutions 1 to 5

Online Creative Writing Courses Offered Free by Top Universities and Educational Websites #creative #writing #online

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Online Creative Writing Courses Offered Free by Top Universities and Educational Websites

Free Creative Writing Courses

Creative writing requires the application of hard work, discipline and much practice. Use these free creative writing courses online to hone your skills and become a better writer.

Open University

Open University offers a plethora of writing courses, on topics such as poetry and fiction. Read through these lessons on the website or download them as a single eBook.

Massachusetts Institute of Technology (MIT)

MIT offers courses in fiction, editing and publishing, in addition to courses on writing essays. The fiction course has required reading with titles like Frankenstein by Mary Shelley and The Picture of Dorian Gray by Oscar Wilde. Textbooks for the writing and editing course include Signs of Life in the USA: Readings on Popular Culture for Writers by Maasik, Sonia and Jack Solomon and Easy Writer: A Pocket Guide by Lunsford, Andrea and Frank Horowitz. The advanced essay workshop entails readings from literary magazines and the science essay course assigns eight sets of readings on topics like literary techniques and public health.

Purdue University

The Purdue Online Writing Lab (OWL) offers free online writing lessons. Subjects include poetry and proofreading. These quick lessons can be downloaded and printed.

Yale University

Yale University offers a free online course in modern poetry. Texts include The Norton Anthology of Modern and Contemporary Poetry. Vol. 1, Modern Poetry, in addition to selections from the course packet, with readings from The Complete Poems of Elizabeth Bishop and Selected Poems from Ezra Pound. Students can choose from 25 audio lectures, on poets like Williams Carlos Williams, Hart Crane, Langston Hughes, and more.

The Crafty Writer

This free online tutorial offers individuals text lessons in the form of an article on topics like writing short stories, character development, poetry, and more. Lessons also recommend books for purchase.

Science Fiction and Fantasy Writing

This science fiction and fantasy writing course is offered online for free by science fiction writer, Jeffrey A. Carter. A multitude of lessons are available, in a variety of subjects like language and style, creating characters, rewriting, alien creatures, conflict and plot, and much more.

Creative Writing Prompts

This website offers free writing prompts. Use this as a resource to get your writing started.

WritingClasses.com

This website offers two questionnaires for writers. Answer questions about characters in order to help your development process for writing.

Free Online Creative Writing Courses At a Glance

Related Articles

Master’s and doctoral degrees in creative writing can lead to careers in and out of academia. Get the truth about the requirements, courses and.

What will you learn in a writing degree program? Read about the degree requirements, pros and cons of an associate’s and bachelor’s degree, as well.

The schools below may include sponsored listings but are popular choices among our users.

Popular Schools

Online Programs Available

1. Ashford University

Program Options

Online Programs Available

2. Johns Hopkins University

Program Options

Certificate

    • Certificate in Science Writing
    • Post-Bachelor’s Certificate in Applied Research for Communication

Online Programs Available

3. Southern New Hampshire University

Program Options

Master’s

    • MA in English and Creative Writing – Fiction
    • MA in English and Creative Writing
    • MA in English and Creative Writing – Nonfiction
    • MA in English and Creative Writing – Poetry
    • MA in English
    • MA in Communication

Bachelor’s

    • BA in Creative Writing – Screenwriting
    • BA in Creative Writing – Poetry
    • BA in Creative Writing – Fiction Writing
    • BA in Creative Writing & English
    • BA in Creative Writing – Nonfiction Writing
    • BA in Communication – Professional Writing

Top 50 Ecommerce Websites – Paul Rogers, top ecommerce websites.#Top # #ecommerce #websites

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Top 50 Ecommerce Websites

Having spent the last few months going through lots of ecommerce websites for various different work projects, I thought it’d be a good idea to write a post about my favourite ones.

I chose the following websites based on their design and uniqueness and the order is not based on which ones I prefer.

I plan on updating this piece every few months and will be adding new ecommerce stores soon if you have any suggestions, please feel free to drop me an email.

Top  ecommerce websites

LVMH s premium wine spirits website is a prime example of a luxury e-commerce environment a clean, minimalist design is complemented by wealth of content and features including the clever Event Planner and the content-rich Journal19 blog.

Built with Hybris

Top  ecommerce websites

LVMH s first fashion multi-brand e-commerce platform is a beautifully executed high-end shopping experience. Highlights include sleek product photography, a super clean product page layout and elaborate personal shopping options including Video Chat and Facebook Style Bot amongst others.

Top  ecommerce websites

Cult brand Glossier s e-commerce store is full of quirky design features matching the product packaging perfectly bridging the offline / online experience. Wealth of customer reviews user generated content are true to the firm s ethos as a leader in socially driven commerce. Interesting functionality includes product subscription services and customer review statistics e.g. most liked positive review, average age of customers buying this product and more.

Built with Spree

Top  ecommerce websites

The watch brand s website is easily shoppable thanks to well laid out product listing pages with a smart swatch selector and information-rich product detail pages which include everything from the product s story to a downloadable user manual. A highlight from Nixon s website is the very slick customiser tool allowing you to build your very own watch.

Built with Demandware

Top  ecommerce websites

The trainer streetwear multi-brand site is packed with effective conversion tools including a rapid guest checkout, a next day delivery countdown timer in the basket, a range of payment methods covering everything from Apple Pay to Klarna and the newly added Buy Now, Pay Later option.

Top  ecommerce websites

Built with Spree

Top  ecommerce websites

Built with Magento

Top  ecommerce websites

Built with Magento

Top  ecommerce websites

Built with Hybris

Top  ecommerce websites

Built with Demandware

Top  ecommerce websites

Built with Shopify

Top  ecommerce websites

Built with Magento

Top  ecommerce websites

Built with Oracle

Top  ecommerce websites

Built on a bespoke platform

Top  ecommerce websites

Built on a bespoke platform

Top  ecommerce websites

Built with Adobe CQ

Top  ecommerce websites

Built with Drupal

Top  ecommerce websites

Built with Magento Enterprise

Top  ecommerce websites

Top  ecommerce websites

Top  ecommerce websites

Top  ecommerce websites

Top  ecommerce websites

Built with Demandware

Top  ecommerce websites

Built with Magento 2

Top  ecommerce websites

Built with Magento

Top  ecommerce websites

Built with WordPress

Top  ecommerce websites

Built with Magento

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Built with Lengow

Top  ecommerce websites

Built with Magento

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Built with Demandware

Top  ecommerce websites

Built with Magento

Top  ecommerce websites

Top  ecommerce websites

Top  ecommerce websites

Top  ecommerce websites

Built with Demandware

If you know of any uniquely designed and attractive ecommerce websites that I ve not listed, please feel free to provide details within the comments area below.

Paul is an experienced eCommerce Consultant, specialising in working with the Magento platform. Paul works with online retailers, agencies and product companies from all over the world and is focused mainly on growing stores (customer acquisition, customer experience, strategy etc) and fixing issues with the Magento platform.

Master of Psychology Programs & Schools in Texas #psychology #graduate #programs #in #texas, #psychology #graduate

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Master’s in Psychology Programs in Texas
(found programs from 53 schools)

Overview of Master’s in Psychology Degree Programs in Texas

It’s no surprise that a shortage of mental health services and community programs has plagued much of the United States in recent years. Texas has, perhaps, been more adversely affected than many other areas. After all, it has one of the largest populations in the country, and its communities differ quite a bit in their populations, health care needs, and psychological stressors.

In some parts of Texas, there are barely any mental health care services available to residents. In the Rio Grande Valley, for example, residents may have to wait upwards of six months to even get seen by a psychiatrist, psychologist, or therapist (The Monitor. 2015).

If you are passionate about people and improving their lives, you could spend your career helping people overcome the psychological issues that limit them. You can delve into different psychological specialties with a graduate degree in psychology.

Use our list of Master’s in psychology degree programs below to find the right school for you and what you hope to do with your career.

What Can You Expect from Psychology Master’s Programs in Texas?

If this is your first look into psychology graduate programs, you may wonder what it takes to get accepted into a program at this level. While some graduate programs require you to have an undergraduate degree in the same field of study, most psychology programs do not go by this standard. You may find that most require the completion of an undergraduate psychology course, but almost any Bachelor’s degree will meet the Bachelor’s degree requirement for graduate study.

Either way, you should have a strong undergraduate GPA and great references, as many psychology programs can be quite competitive. As you get ready to apply for different programs, getting relevant volunteer experience can also be a great move.

The psychology departments at many schools have a multitude of graduate degree options. As you look through Texas psychology schools, you may encounter specialties like forensic psychology, social psychology, and counseling psychology. The curriculum for a forensic psychology program may include coursework like Objective Personality Assessment, Mental Health Professionals and the Law, Violence and Aggression, and Counseling and Rehabilitation of Offenders. You can expect practical experience to be an important component of your education, whether it comes in the form of an internship, a clinical rotation, or a research study.

Getting involved with local professional organizations may assist you in your financial aid search. Groups like the Texas School Counselor Association award graduate scholarships to dedicated students.

Working With Your Master’s Degree in Psychology in Texas

Depending on the licensure and experience you get as part of your education, you may find that your skills are useful in many employment settings in Texas. Psychology graduates often find positions with social services departments, other government agencies, mental health or psychiatric centers, businesses, and community outreach programs.

If you want to help couples and families going through periods of transition and difficulty, consider becoming a marriage and family therapist. Job openings for marriage and family therapists are expected to increase 20% through 2022, and the average salary in this career is $43,400 per year (O*Net. 2015).

If you study the healing effects of music, art, and play, you may be interested in a career in recreational therapy. Positions in this specialty may increase 20% during this time period (O*Net. 2015). Texas recreational therapists report an average salary of $46,100 per year (O*Net, 2015).

Are you ready to jump into the field of psychology and its many uses? Get more information by contacting schools on our list of Master’s in psychology programs in Texas.

Texas psychology master’s programs to consider:

At Abilene Christian University, education is based in the beliefs and traditions of Christianity. The school educates slightly fewer than 5,000 students, and offers several Master of Psychology programs including clinical psychology and school psychology.

Sam Houston University in Huntsville is home to 17,000 students. Its Master of Arts in psychology programs include general psychology as well as clinical psychology.

All Texas Programs

Featured Online Masters in Psychology Programs:

Online programs may not be available in all states

Programs Offered:
Master of Marriage & Family Therapy
Master of Psychology – Clinical
Master of Psychology – Counseling
Master of Psychology – General
Master of Psychology – School

Programs Offered:
Master of Arts in Professional Counseling (online)
Master of Arts in Professional Development – Counseling/Psychology (online)
Master of Arts in School Counseling (online)

Programs Offered:
Master of Education in Guidance and Counseling
Master of Science in Applied Psychology (online)
Master of Science in Counseling Psychology
Master of Science in Industrial-Organizational Psychology

Programs Offered:
Master of Arts in Clinical Mental Health Counseling
Master of Arts in Clinical Psychology
Master of Arts in Clinical Psychology/Marriage & Family Therapy – Los Angeles, CA (online)
Master of Arts in Community Counseling – Dallas, TX
Master of Arts in Forensic Psychology (Atlanta)
Master of Arts in Forensic Psychology – Dallas, TX
Master of Arts in Industrial Organizational Psychology
Master of Arts in Mental Health (online)
Master of Arts in School Psychology (online)
Master of Arts in Sport-Exercise Psychology (online)

Programs Offered:
Master of Education Psychology

Programs Offered:
Master of Arts in Counseling
Master of Arts in Counseling & Christian Education
Master of Education in School Counseling

Programs Offered:
Master of Arts in Family Psychology

Programs Offered:
Master of Arts in Psychology
Master of Arts in Psychology – Clinical

Programs Offered:
Master of Education in Counseling – Professional Counseling
Master of Education in Counseling – School Counseling
Master of Science in Physiological Optics/Vision Science
Master s of Education in Educational Psychology – Cognitive, Social and Emotional Development
Master s of Education in Educational Psychology – Learning, motivation, exceptionality or disabilities
Master s of Education in Educational Psychology – Psychological and educational measurement
Master s of Education in Educational Psychology – Research Methodology

Programs Offered:
Master of Arts in Behavioral Sciences
Master of Arts in Behavioral Sciences & Psychology – Applied Cognitive Psychology
Master of Arts in Behavioral Sciences & Psychology – General Psychology
Master of Arts in Behavioral Sciences & Psychology – Industrial/Organizational (I/O) psychology
Master of Arts in Clinical Psychology
Master of Arts in Family Therapy
Master of Arts in School Psychology
Master of Science in Behavior Analysis
Master of Science in Counseling – Licensed Professional Counselor
Master of Science in Counseling – School Counselor Certification

Programs Offered:
Master of Arts in Counseling Psychology.
Master of Arts in School Psychology
Master of Education in Counseling – Community Counselor
Master of Education in Counseling – School Counselor
Master of Education in Counseling – Student Affairs (online)

Programs Offered:
Master of Arts in Counseling – Clinical Mental Health Counseling
Master of Arts in Counseling – Doctoral program preparation
Master of Arts in Counseling – Marriage and Family Christian Counseling
Master of Arts in Counseling – School Counseling
Master of Education in Educational Psychology – Educational Psychology

Programs Offered:
Master of Arts in Experimental Psychology
Master of Education in Counseling
Master of Education in Counseling – College and University Counseling
Master of Education in Counseling – Community Counseling
Master of Education in Counseling – Elementary
Master of Education in Counseling – Secondary School Counseling
Master of Science in Behavior Analysis
Master of Science in Counseling
Master of Science in Counseling Psychology
Master of Science in Counseling Psychology – Non-Thesis
Master of Science in Educational Psychology
Master of Science in Experimental Psychology
Master of Science in Rehabilitation Counseling
Master of Science in School Psychology

Programs Offered:
MS In Psychology (online)

5 Jelly Vps, Free Vps No CC, CPU 2 #vps #control #panel, #1and1 #vps #1gb

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Top Hospitals #top #hospitals, #best #hospitals #in #us, #america’s #best #hospitals

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BEGIN YOUR SEARCH FOR THE TOP HOSPITALS IN AMERICA

At Castle Connolly, we are committed to helping you make more informed decisions when it comes to your health. We not only help you find Top Doctor’s, but America’s best hospitals. Our “Top Hospital” search feature offers basic information on the best hospitals that have one or more top doctors listed in a Castle Connolly guide. (Note: No physician can pay to be a Top Doctor. Instead, each of our doctors is reviewed by a physician-led research team which reviews the education, training, board certifications, hospital appointments, professional achievements, administrative posts and malpractice and disciplinary history for each nominee. Learn more about our Top Doctor nomination process .)

Many of these Top Hospitals are national leaders in dealing with specific diseases, conditions and/or techniques/procedures. With our free online access, all visitors to the Castle Connolly website can easily learn more about the best hospitals in the US, including those located in their own backyard.

A number of these top rated hospitals have chosen to participate in Castle Connolly’s Partnership for Excellence program and have provided additional searchable information, including an overview of the various programs and services they offer. Through their sponsorship as participants in our Partnership for Excellence. these hospitals also enable visitors to our website to perform free searches for top doctors on their medical staffs. Partnership for Excellence hospitals appear highlighted in the drop down below.

Fill in at least one of the following to perform your search for America’s Top Hospitals.

NOTE: The Partnership for Excellence program is completely independent of, and separate from, the Castle Connolly nomination survey, research, screening and selection process for identifying top doctors.

Individual Membership

Top Doctors Make A Difference

Search for Top Hospitals

Personal Assistance

Doctor Disciplinary Search

Featured Partnership for Excellence Hospital

HealthAlliance Hospital: Broadway Campus

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Top Schools for Computer Programming #colleges #that #offer #computer #programming, #top #schools #for #computer #programming

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Top Schools for Computer Programming

School Overviews

High-ranking schools that offer programs in computer programming include Carnegie Mellon University, Stanford University and the Massachusetts Institute of Technology. A full complement of programs at both the undergraduate and graduate levels can be found at Carnegie Mellon and Stanford; aspiring computer programmers at the Massachusetts Institute of Technology can earn a master’s degree.

1. Carnegie Mellon University in Pittsburgh, PA

School Highlight: CMU is known for its science and technology programs.

Carnegie Mellon University is a private research institution that ranked first among programming language programs by U.S. News World Report in 2014. At the university’s School of Computer Science, students can pursue bachelor’s, master’s and doctoral degrees in computer science and language technologies. Once enrolled, students become familiar with designing and monitoring computer programs for current systems and technologies.

2. Stanford University in Stanford, CA

School Highlights: Stanford offers Doctor of Philosophy (Ph.D.) in Computer Science program.

Stanford University is a private research institution that ranked third among top programming languages programs by U.S. News World Report for 2014. Stanford’s Computer Science Department awards both undergraduate and graduate degrees, as well as the opportunity for students to immerse themselves in field-related research and programming. Program emphasis is on teaching future computer programmers how to analyze software systems and understand the mathematical foundations of computing.

3. Massachusetts Institute of Technology in Cambridge, MA

School highlight: This school is primarily focused on technology and business management.

The Massachusetts Institute of Technology, commonly referred to as MIT, is a private research facility and school that ranked fourth for its programming languages programs by U.S. News World Report in 2014. MIT awards a Master of Science in Computation for Design and Optimization, offered in conjunction with the engineering, science and management schools. The program focuses upon analyzing and implementing the computational approaches used to design and maintain computer programs.

Other Top Programming Schools

  • DBA with an Emphasis in Data Analytics
  • Bridge (Doctor of Business Administration with an Emphasis in Data Analytics)
  • Bridge to the M.S. in Information Technology Management
  • M.S. in Information Technology Management
  • M.S. in Instructional Technology
  • Master of Science in Cyber Security
  • Master of Science in Cyber Security (Bridge)
  • B.S. in Computer Programming
  • B.S. in Information Technology
  • B.S. in Information Technology with an Emphasis in Cyber Security
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    • Masters of Professional Studies in Technology Management
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